A high mortgage payment can quietly strain your budget month after month. The good news is that your payment is not fixed forever. With the right strategies, many homeowners can reduce their monthly obligation and free up cash for other priorities. Refina
Jan 06, 2026 | Refinancing a Home
FHA loans provide accessible homeownership opportunities through lower down payment requirements and flexible credit standards. However, some applicants fall just short of standard qualification criteria. FHA compensating factors offer a solution by allow
Dec 30, 2025 | Purchasing a Home
As the holiday season fills our hearts with joy and our homes with warmth, we want to take a moment to wish you and your family a very Merry Christmas! From all of us at Petra Mortgage, thank you for being such an important part of our year. Your trust an
Dec 23, 2025 |
Choosing between a starter home and a forever home represents one of the most significant financial decisions you'll make. Each option offers distinct advantages and challenges that affect your immediate budget, long-term wealth building, and lifestyle fl
Dec 09, 2025 | Purchasing a Home
It's thrilling to purchase a home, and it becomes even more fascinating when renters are included in the agreement! Buying a home that is already occupied by tenants can result in immediate rental revenue, but it also entails acquiring established tenant
Dec 02, 2025 | Purchasing a Home
The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial assistance without requiring repayment, making home modifi
Nov 25, 2025 | VA Loans